get ready for

A lending team that’s focused on you.

At Luminate Bank, we’re redefining the home loan industry by ditching the old bad habits and bringing together a team with decades of experience. Our mission? To align with your vision and help you unlock your full potential through smarter finances.

>> Our Team

We believe lending should be easy to understand and approachable. With transparency and consistency at the heart of everything we do, we’re here to make sure every step is clear and every decision is made in your best interest.


Our goal is to keep you informed, engaged, and confident at every turn—so, let us introduce you to the staff who make it all happen!

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Maureen Knudson

Mortgage Loan Originator | NMLS# 222813

With more than 30 years in the mortgage industry, Maureen Knudson has built her career around one goal: helping borrowers make confident decisions about their home financing.


Over the course of her career, Maureen has guided thousands of homebuyers and homeowners through the mortgage process, providing expert guidance for purchasing, selling, and refinancing. Her extensive experience allows her to anticipate questions, explain complex mortgage concepts in straightforward terms, and help borrowers identify financing options that fit their individual needs.


Whether you are purchasing your first home, buying your next property or considering refinancing, Maureen believes you should have a mortgage professional in your corner who takes the time to understand your goals and answer your questions.


Experience That Helps You Move Forward


Mortgage lending can feel complicated, particularly when you are trying to compare loan programs, understand qualification requirements, and determine how financing fits into your broader financial goals. Maureen's decades of experience give her a deep understanding of the mortgage process and the many factors that can influence a home loan.


She works with both first-time and experienced homebuyers and has experience with a broad range of mortgage products, including Conventional, FHA and VA loans.

For first-time homebuyers, Maureen understands that the process can come with a long list of questions. How much should you put down? Which loan program is right for you? What will your monthly payment look like? What should you expect between application and closing?


For experienced buyers and homeowners, the questions may look different. Maureen can help borrowers evaluate their options when purchasing another home or determining whether refinancing may make sense for their situation.


Her approach is centered on education and personal attention. Rather than treating every borrower the same, Maureen takes the time to understand each client's goals and family circumstances before helping them explore the mortgage options available to them.


Recognized for Service and Expertise


Maureen's commitment to her clients has earned recognition throughout her career.

She has been recognized by Five-Star Professional for 11 consecutive years and has been recognized by Chicago Magazine among the top-performing Loan Officers in the Chicago area for excellence in service.


In 2025, Maureen was named a Chicago Five-Star Legends honoree, a recognition placing her among the top 1.5% of Loan Officers in Chicagoland.


While professional recognition is meaningful, Maureen believes one of the best measures of success is what her clients have to say after the transaction is complete.


One client described working with Maureen as a flawless experience and praised her professionalism and the work of her team. Feedback like that is particularly meaningful because it reflects what Maureen values most: providing knowledgeable, responsive service that makes the mortgage process easier for her clients.


Serving Homebuyers Nationwide


Although Maureen has deep roots in the Chicago market, she is licensed to lend in all 50 states.


Her broad product knowledge means she can work with a wide range of borrowers and homeownership goals. Whether someone is purchasing a first home, moving into a larger home, buying a new property, or exploring refinancing options, Maureen can help them understand the financing solutions available.


A Mortgage Partner You Can Count On


After more than three decades in mortgage lending, Maureen understands that a successful home loan involves more than finding a mortgage program. It requires communication, attention to detail, and a willingness to be available when borrowers have questions.


For Maureen, the most rewarding part of mortgage lending is knowing that she has helped make an important financial decision feel more manageable.


Whether you are a first-time homebuyer looking for guidance, an experienced buyer exploring your next move or a homeowner considering refinancing, Maureen Knudson brings more than 30 years of mortgage experience to the conversation.


Licensed to lend in all 50 states and backed by decades of experience, Maureen is ready to help you understand your options and find a mortgage solution that works for you and your family.